Those two results falsely assert that "American Income Life is a scam," the lawsuit said. The insurance agent says that American Income Life made him attend new-agent mandatory meetings on a daily basis, spend a mandatory number of hours in the field each day—trying to make sales, and have mandatory training in the mornings to learn American Income Life’s scripts for selling its life insurance. our goal is to inform the public about the fraudulent and misleading practices of American Life Insurance, and their owners and managers. It currently sells life insurance policies in 49 states, the District of Columbia, and Canada. You may be entitled to backpay or penalties for being misclassified as an independent contractor. 29 American Income Life reviews in San Diego, CA. Ca CarmenRosa Nov 12, 2011. This Notice concerns a new proposed Settlement in this case, which the Court has preliminarily approved. Some job applicants are saying that AIL’s recruitment is a scam. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. It also carries its operations to the District of Columbia, Canada. When you join American Income life to sell financial products, you're going to be selling products for its subsidiary company.3/5 After that they pump you leads that are two years old, or in many cases, older. Super sneaky! Any person who does not opt out may object to the Settlement. One American Income Life insurance agent (with job title: Insurance Producer) in Pennsylvania complaints that the company touts a “flexible schedule,” but then forces employees to schedule sales calls or visits until 10 pm. American Income Life Insurance Company Response. The main change from the earlier settlement is the way settlement funds will be distributed among class members, which caused the Court not to grant final approval of the previous settlement. If you are interested in learning more about this important opportunity, please click here or call 1-888-289-2828 . The lawsuit is known as Joh, et al. “guaranteed pay during training” is an “absolute lie” – PA AIL agent, Another AIL independent contractor in Texas says that he was “100% commission” and that American Income Life should “stop the lying” about its pay structure “just because [it has] recruitment quotas.”, “stop the lying” just to meet “recruitment quotas” – TX AIL agent. Learn about American Income Life culture, salaries, benefits, work-life balance, management, job security, and more. 273 reviews from American Income Life employees about American Income Life culture, salaries, benefits, work-life balance, management, job security, and more. The agent says that “guaranteed pay during training” is an “absolute lie,” and that you may not get paid your first month, because the company may be planning not to pay you if you don’t stay past the first month. American Income Life Employee Benefits. Contact us for a free consultation. Go to FAQ 12 for directions on how to opt out. Pros. American Income Life Insurance (AI Life) is an insurance company headquartered in Waco, Texas. Steven Tindall has specialized in employment and class action litigation for eighteen years. Read 333 More Customer Reviews. They might be slightly legitimate, but any company that has as high of a turn over as they does, has something going wrong… If you’re considering working for this company, I would run away as fast as possible. American Income life is an insurance company that uses an MLM (multi-level-marketing) compensation plan, and it's a subsidiary company of "National Income Life Insurance Company." American Income Life Scam . • Former sales agent trainees and sales agents have sued AIL, alleging that AIL violated certain provisions of the California Labor Code. Under California employment law and the laws of many other states, all mandatory hours must be paid if the person should have been classified as an employee, but was misclassified as an independent contractor under California law. Summary: American Income Life is a legitimate insurance company with a legitimate business opportunity. The parties entered into a revised proposed class settlement and filed a motion with the Court for preliminary approval of that settlement. But this is not a program that I would recommend to anyone. So I've shared some of my experience as a hiring manager with American Income Life here before, but I was just reminded of this instance today and my blood began to boil. AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). If the Court for preliminary approval of that Settlement investors in complex class lawsuit... 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